Texas Roof Deductible Law

Payment of deductible required.

Texas roof deductible law.

It is not a completely new law but rather a clarification and more carefully worded version of the deductibles law that has been around for years. Roofers who waive deductibles are cutting corners. Roofers who waive deductibles are cutting corners. Unfortunately due to a poorly worded statute many.

This is usually done with a depreciation schedule. Take your business elsewhere texas insurance commissioner kent sullivan. Abbott is designed to end the illegal. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time.

To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. Let s say it will cost 20 000 to replace your 10 year old roof after hail damage and your home policy has a 3 000 deductible. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.

Take your business elsewhere. The new law entitled payment of insurance deductible goes into effect september 1 2019 and will be located in chapter 707 of the texas insurance code. Hb2102 prohibition against waiving of deductibles available here the waiving of deductibles has been improper in texas since 1989. The first full paragraph states.

The new laws texas hb 2102 have to do with insurance claims on roof repairs replacements. So roofers are now required to state in their contract in boldface language that you must pay the deductible under your property insurance policy. This law takes effect september 1 2019. Hb2102 is the new deductible law that went into effect september 1 st 2019 only 3 months after it was signed by the governor.

Under the recently approved texas house bill 2102 any roofing contractor that offers to waive your deductible on your property insurance could be facing criminal charges. This new law will help further protect consumers said texas insurance commissioner kent sullivan. Specifically the payment of the deductible of which the homeowner is responsible for paying. It is a win for reputable contractors as it will punish contractors who waive or otherwise don t collect insurance deductibles from their clients.

This new law will help further protect consumers. A new law if approved by gov.